About STAM LLC

We treat your credit file like it's ours to get right.

STAM LLC is a credit repair and financial services company built around one idea: people deserve to understand exactly what’s happening with their credit, not just be told to “trust the process.” We review reports line by line, dispute what doesn’t hold up, and report back through a portal you can check anytime.

What we believe

Our Work is guided by a few core principles that keep us focused on what matters mose – you.

Transparency over promises

We won't guarantee a score number. We will guarantee you can see every step we take.

Accuracy first

We dispute what's genuinely inaccurate, outdated, or unverifiable.

You stay informed

Status changes trigger a notification the same day.

What we believe

Our Work is guided by a few core principles that keep us focused on what matters mose – you.
Year one

Started as a two-person case review practice

Focused on manually reviewing reports for clients turned away by "quick fix" credit repair shops.

Year two

Built the client portal

Clients told us the hardest part was not knowing what was happening. The portal solved that.

Today

A full case management team

Dedicated specialists and a documented, repeatable process for every case we take on.

The team behind your case

Every account is assigned a case specialist who reviews your documents personally before any dispute is filed.
Bailey Saint Armand

Bailey Saint Armand

Compliance & Review

Ensures every dispute filed meets CROA and bureau standards.