Every step happens inside your portal, so you're never left wondering what's happening with your file.
Sign up with your name, contact details, and select the plan that matches your situation. You'll set a password and secure your portal access immediately.
Choose your plan, check out securely, and your account activates right away. You'll get an email confirmation and immediate portal access.
From your portal, upload identification, recent credit reports, and any supporting paperwork. Everything is stored securely and only visible to your case specialist.
Your specialist reviews each report line by line, flags items that qualify for dispute, and files with Experian, Equifax, and/or TransUnion as applicable.
Your dashboard shows real-time status per bureau — submitted, under review, or resolved — so you always know exactly where things stand.
Whenever your specialist updates a status, you receive an email or SMS the same day, with a link straight to the update in your portal.
Bureaus typically respond within 30 days per round. Unresolved items move into a new dispute round automatically under your plan's terms.
